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What is negative gearing and what is it doing to housing affordability?

<a href="https://theconversation.com/profiles/michelle-cull-340911">Michelle Cull</a>, <a href="https://theconversation.com/institutions/western-sydney-university-1092">Western Sydney University</a> Australia’s housing crisis is putting the <a href="https://www.mortgagechoice.com.au/guides/what-is-the-great-australian-dream/">Australian dream</a> to own one’s home out of reach for many. But it’s not just <a href="https://www.aihw.gov.au/reports/australias-welfare/home-ownership-and-housing-tenure">home ownership</a> that has been affected. Rental affordability has also become a serious issue. This has reignited the debate about negative gearing; whether or not it is fair and whether it holds the key to fixing the housing crisis. <h2>What is negative gearing?</h2> <a href="https://treasury.gov.au/review/tax-white-paper/negative-gearing">Negative gearing</a> refers to using borrowed money to invest in an asset so it results in a loss which can be claimed as a tax deduction against other income. For example, a property investment is negatively geared if the net rental income received is lower than the mortgage interest. The loss is then offset against other income, such as wages and salaries, which reduces the amount of income tax payable. Negative gearing is commonly used for property investments but also applies to other investments (such as shares). Investments can also be positively geared when net income from the investment is more than the interest on borrowings. The attractiveness of negative gearing in Australia is mainly due to its ability to reduce the amount of income tax. For this reason, it can be more beneficial to individuals who are on higher marginal tax rates. However, capital gains tax must be paid on any gain when the asset is sold. <h2>How does negative gearing work?</h2> Let’s look at a simple example of negative gearing. Say an investment property was rented to tenants at A$500 a week ($26,000 a year), and associated expenses (such as agent fees, rates, mortgage interest, maintenance) were $40,000 for the year. This leaves a shortfall of $14,000. The property owner can deduct the $14,000 from their taxable income to reduce their liability. For example if they received $100,000 from wages, they would pay tax on only $86,000 (saving $4,550 in income tax). Individuals on higher incomes and therefore higher marginal tax rates would receive larger tax deductions (for example, someone earning over $180,001 would pay $6,300 less tax). While negative gearing an investment property can reduce tax while it is being rented, it can also result in a large <a href="https://www.ato.gov.au/individuals-and-families/investments-and-assets/capital-gains-tax/what-is-capital-gains-tax">capital gains tax</a> bill once the property is sold (even though capital gains tax is halved for assets held for more than 12 months). For example, if the cost base for a property purchased ten years ago was $400,000 and it sells for $900,000 today, capital gains tax would be calculated on half of the $500,000 difference. At a marginal rate of 45%, the tax bill would be $112,500. <h2>How widespread is it in Australia?</h2> According to the <a href="https://data.gov.au/data/dataset/taxation-statistics-2020-21">Australian Taxation Office</a>, about 2.25 million individual tax payers (21% of all individual tax payers) claimed deductions against rental income for a total 3.25 million properties in 2020-21 financial year. Of these, 47% negatively geared their properties, claiming a net rental loss. This is equivalent to just less than 10% of all taxpayers. Investors with fewer properties were more likely to be using negative gearing with over 71% of property investors having only one investment property. <hr /> <iframe id="Wv9lV" class="tc-infographic-datawrapper" style="border: none;" src="https://datawrapper.dwcdn.net/Wv9lV/" width="100%" height="400px" frameborder="0"></iframe> <hr /> The largest group of property investors (524,220) had one investment property and a total annual taxable income between $50,001 and $100,000. The chart above shows the proportion of property investors by age group. From 2016-2017 to 2020-2021, the total net rental income on property investments in Australia went from a loss of $3.3 billion to a gain of $3.1 billion (as you can see from the chart below). For the same period, the proportion of investors negatively gearing their properties dropped from 58% to 47%, as lower interest rates reduced losses. <hr /> <iframe id="fXnoe" class="tc-infographic-datawrapper" style="border: none;" src="https://datawrapper.dwcdn.net/fXnoe/" width="100%" height="400px" frameborder="0"></iframe> <hr /> Negative gearing is also becoming less attractive with the government’s recent changes to <a href="https://treasury.gov.au/tax-cuts">tax brackets and marginal tax rates</a>. According to a study conducted by <a href="https://www.pexa.com.au/staticly-media/2023/03/Whitepaper-2-Private-renting-in-Australia-a-broken-system_compressed-sm-1679450145.pdf">LongView and PEXA</a>, 60% of property investors would be financially better off if they instead put their money into a superannuation fund. <h2>When was it introduced?</h2> Negative gearing has been allowed under tax laws since 1936. It was thought it would encourage investment in housing and increase supply. However, debate around its impact on housing affordability led the government to partially abolish it in 1985 by not allowing rental property losses to reduce tax on other sources of income. There was a shortage of housing and rents rose during the two years it was abolished. As a result, in 1987, negative gearing was reinstated and capital gains tax legislation was introduced. <h2>Is it used in other countries?</h2> Canada, Germany, Japan and Norway use negative gearing. In Finland, France and the United States, rental losses can offset future rental income only. In the US, <a href="https://www.irs.gov/publications/p936#en_US_2023_publink1000229891">home owners are entitled</a> to claim a tax deduction for mortgage interest on their own home. The use and benefit of negative gearing depends upon all aspects of a country’s tax system. So although it may be attractive in countries with high marginal tax rates, other taxes such as capital gains tax, land tax and stamp duties may reduce its appeal. <h2>Negative gearing’s impact on housing affordability</h2> Many factors affect the cost of housing, including interest rates, inflation, employment, the overall taxation system and population growth, making housing affordability a complex issue. <a href="https://www.smh.com.au/politics/federal/nz-kills-tax-loophole-on-property-to-slow-soaring-house-prices-20210323-p57d9s.html">In New Zealand, negative gearing is being phased out</a> due to its impact on housing prices. However, unlike Australia, New Zealand does not have capital gains tax, making negative gearing more popular and more likely to impact housing prices. In addition to phasing out negative gearing, the New Zealand government <a href="https://www.hud.govt.nz/our-work/public-housing-plan/">increased the supply of public housing</a> and <a href="https://www.abc.net.au/news/2023-09-25/nz-auckland-house-supply-experiment-results-in-dramatic-change/102846126">relaxed zoning regulations</a> to provide more affordable housing. In Australia, however, there are concerns abolishing negative gearing will cause rents to rise, as they did in the 1980s. More innovative approaches to housing affordability are needed to ensure ample supply of property for first home buyers and tenants. Some consideration could be given to allowing first home buyers to claim a tax deduction for mortgage interest, increasing capital gains tax, limiting the number or type of investment properties held, capping rent increases, or more infrastructure investment from the government for first home buyers and social housing. One or more of these measures would be a step in the right direction. Negative gearing on its own is not the answer to housing affordability. The whole system needs an overhaul, with a combination of measures needed to adequately address affordability, for now and for future generations. Taking no action will put home ownership out of reach for even more Australians.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/223823/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/michelle-cull-340911">Michelle Cull</a>, Associate professor, <a href="https://theconversation.com/institutions/western-sydney-university-1092">Western Sydney University</a> Image credits: Getty Images This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/what-is-negative-gearing-and-what-is-it-doing-to-housing-affordability-223823">original article</a>.

Money & Banking

Woman receives lifetime ban from cruise line over "illegal" item

A 42-year-old mother has received a lifetime ban from Carnival Cruise Line voyages, after she attempted to board one of the company's ships with a seemingly innocent item. Melinda Van Veldhuizen, a nurse practitioner and mother of two from Texas, said she was treated "like a criminal" when cruise ship employees found a bag of the CBD “sleep tight” gummies in her luggage while at a port in Miami. Melinda told local news station WPLG she packed the gummies to help her get some sleep on the August trip she had planned to take with her family to celebrate both her 21st wedding anniversary with her husband and her son’s senior year of high school. Ms Van Veldhuizen was taken to a separate area of the security check-in when the discovery was made, and was questioned by Carnival security and police for two and a half hours. The mother was blocked from boarding the ship, and her husband and son also disembarked as they didn’t want to go on the cruise to Aruba, Curaçao and the Dominican Republic without her. The family had spent just under $9,000AUD on their planned vacation, Ms Van Veldhuizen’s attorney Daren Stabinski told the Washington Post. CBD is a compound commonly derived from hemp that doesn’t cause impairment or a “high,” and is different from marijuana's mind-altering substance of THC. CBD is becoming more readily available across the globe, and is used to treat ailments from chronic pain to sleeplessness. In most parts of the US, CBD products that contain no greater than 0.3 per cent of THC are legal. According to WPLG, Ms Van Veldhuizen’s gummies contained less than 0.01 per cent THC. Despite the product being legal in the state Ms Van Veldhuizen was departing from, the hemp product is prohibited by Carnival Cruise Lines. “While certain CBD products used for medicinal purposes may be legal in the US, they are not legal in all the ports we visit and therefore are also considered prohibited items,” its website states. Soon after Ms Van Veldhuizen was forbidden from going on the cruise she paid for, she received a letter from Carnival informing her she was banned from all Carnival ships for life. The letter signed by Captain Rocco Lubrano states that she will “not be permitted to sail on-board any Carnival Cruise Lines vessel in the future.” “This decision was based on your actions on the current cruise, which were a violation of the ship rules, interfered with the safety and/or enjoyment of other guests on the ship or caused harm to Carnival,” Mr Lubrano wrote. Ms Van Veldhuizen said she has taken more than a dozen Carnival cruises over the years and was freaked out by the letter and the whole experience, and was not expecting such a severe reaction. “I thought it was one of those situations where you’re like, ‘Oh shoot, I left a bottle of water in my backpack; you gotta throw it away,’ kind of thing like that happens at TSA,” she said. Ms Van Veldhuizen is pursuing an internal claim with Carnival, but has threatened to sue if her situation isn’t resolved “appropriately” and hired Mr Stabinski to assist her. “Out of all the cases I take, this one was just specifically outrageous,” Mr Stabinski said. Image credits: WPLG

Travel Trouble

This bathroom item is dirtier than your toilet seat, according to a microbiologist

Bathrooms and germs Bathrooms are filthy – there’s just no way around it. They’re home to toilets, sinks and showers and tend to be one of the dirtiest places in the home, no matter how often they’re on your cleaning schedule. And because the toilet seat plays host to your derrière, it’s easy to label this as the germiest spot in the bathroom. But research is disproving that notion. Overall, the hard surfaces – such as the toilet seat and floor – are scrubbed down often because they’re the first lines on your bathroom cleaning checklist. And many people focus on cleaning the toilet because nothing screams dirty like a line of biofilm in the toilet bowl. But what about other bathroom-specific items? Dr Charles Gerba, a microbiology professor at the University of Arizona, says that it’s the fabrics in our bathroom that deserve the most attention. Yes, your bathmat is actually dirtier than your toilet seat, followed by towels, including those facecloths (which is why you need to wash your towels often). Here’s what you need to know. Are bathmats really that dirty? “We’ve done a lot of research on the microbiology of homes and, more recently, the bathroom,” says Gerba. The bathmat is problematic for two reasons, he says. First, it gets wet when you’re getting out of the shower, and it stays wet and moist, often in a dark and damp room. The second issue is that many people wear shoes in the bathroom, a huge contributing factor to the dirt, grime and bacteria found on bathmats. “Almost 90% of all shoes have faecal bacteria on them,” Gerba says. “You’re walking in dog poop all the time, and you don’t know it.” Beyond tracking shoes throughout the house and across bathmats, Gerba also pointed out the potential of spray from the toilet to land on bathmats. The Ecological Fluid Dynamics Lab at the University of Colorado Boulder experimented to see how far water droplets were ejected into the air when flushing public restroom toilets. The airborne particles shoot out quickly, reaching as much as 1.5 metres above the toilet within 8 seconds. The droplets were unpredictable and landed on the walls around the toilet, including behind it, and also on the ceiling. Which means that depending on the proximity, spray from a toilet can easily touch down on a plush bathmat. But while some research might suggest closing the toilet seat cover at home before flushing, not everyone agrees with that solution. “When you close the lid, the spray then goes over the top of the toilet seat and hits the walls on the side because you’ve narrowed the opening, which makes the water shoot out at a higher speed,” Gerba says, adding that closing the lid also leads to the toilet seat and underside of the lid getting more contaminated. How to prevent dirty bathmats Whether or not you close the toilet seat, one thing is certain: Keeping your bathmat as dry as possible is important. One of the factors that make bathmats the dirtiest spot in the bathroom is that they sometimes stay damp for hours, depending on how humid your environment is, how many people are showering and how much water splashes on them. Drying off in the shower will keep your bathmat from getting soggy. You can also hang it to dry instead of leaving it on the floor, where it will stay wet longer. Another tip: If you don’t remove your shoes when entering your house, at least take them off before going into the bathroom (and clean your floors often). That way, you’re not tracking outside germs onto a bathmat where they can quickly and easily multiply. “When you get out of the shower, it’s moist,” Gerba says. “Any time we have a fabric, it absorbs water, and things like faecal bacteria will survive longer there than on hard surfaces.” How to wash your bathmat The hard surfaces in bathrooms are satisfying to spray and wipe down, which Gerba recommends doing every few days. But what about bathmats? You should wash your bathmat at least once a week, and not just to keep it fresh and fluffy, but importantly, to remove bacteria. The first step to washing bathmats is to check the care label and follow the instructions on the tag, including which temperature is best for the fabric. Most bathmats can be machine-washed, but be careful with rubber-backed bathmats, which shouldn’t be dried on high heat. In general, quick-drying fabrics, such as microfibre and chenille, can be good options because they dry fast and are easy to launder. Something you can easily wash twice per week is the healthiest option. Image credits: Getty Images This article originally appeared on <a href="https://www.readersdigest.com.au/food-home-garden/home-tips/this-bathroom-item-is-dirtier-than-your-toilet-seat-according-to-a-microbiologist" target="_blank" rel="noopener">Reader's Digest</a>.

Home & Garden

The life-saving item no Grey Nomad should travel without

When General Practitioner Paul Kelly hung up his stethoscope after nearly 40 years of dedicated service, he had a retirement dream shared by many Australians – hitting the open road and exploring the world with his wife, Robyn. However, with a history of heart problems, he was understandably hesitant about venturing far from medical facilities. His concerns were put to rest when a groundbreaking device, <a href="https://cellaed.io/" target="_blank" rel="noopener">the CellAED personal defibrillator</a>, became available. Compact enough to fit in the glove box, this innovative device has opened up a world of possibilities for adventurers like Paul and Robyn. In Australia, a staggering 20,000 people suffer sudden cardiac arrests outside of hospitals each year. Sadly, only 10% of them survive. The introduction of CellAED, a handheld defibrillator, is changing these grim statistics by providing a lifeline to those in remote areas. Paul and Robyn are enthusiastic members of this country's growing community of grey nomads. According to ABS data, nearly 16 million caravan and camping trips were made last year, with the majority taken by individuals in the age group most at risk of cardiac arrest. Therefore, it's not surprising that an increasing number of travellers, like Paul, are arming themselves with a CellAED as they embark on adventures across the country. Paul attributes the device to giving him the peace of mind and confidence to travel far and wide. In the past year alone, he has spent over four months caravanning along the picturesque Murray River, explored the coastlines of New South Wales and Victoria, and even managed a European holiday to France. With no intention of slowing down, Paul's trusted travel companion, the handheld defibrillator, has granted him the freedom to explore the heart of Australia without constant worry. "Hopefully, we'll never have reason to use it," Paul says, "but it sure takes the stress out of wondering what we'd do in an emergency." The CellAED defibrillator was developed by the Australian startup, Rapid Response Revival. This groundbreaking device is a game-changer because it's more affordable, portable and easier to use than conventional Automated External Defibrillators (AEDs). Luke Starr, a spokesman for CellAED, emphasised the importance of addressing the issue of cardiac arrests in remote areas. He noted, "A key reason why so few survive sudden cardiac arrest is because help is too far away or too slow. CellAED was created to tackle that problem. "Travelling with a CellAED personal defibrillator isn't just about looking after yourself. It's about giving your traveling companions and the people you meet along the way a fighting chance if the unthinkable happens. Sudden cardiac arrest is survivable if it's witnessed by someone who knows what to do," Starr added. Starr further advised, "One of the best gifts you can give your travelling companions is learning how to recognise cardiac arrest and what to do if it happens. If someone has collapsed, is unresponsive, and isn't breathing normally, call emergency services, start CPR, and get a defibrillator onto their bare chest. If you can do this within the first couple of minutes of an arrest, you'll be giving the patient their best chances of survival." The CellAED invention aims to offer more people the opportunity to survive cardiac arrest without relying on sheer luck. With CPR training and a CellAED handy, individuals are prepared to save lives from cardiac arrest wherever they go. The groundbreaking invention comes after new research pointed towards alarming statistics about heart conditions in Australia, revealing that people living in regional, rural, or remote areas are 90% more likely to die from heart conditions caused by high blood pressure than their urban counterparts. The Heart of Inequality report from the Mary MacKillop Institute for Health Research (MMIHR) at ACU underscores the stark disparities in heart disease outcomes across Australia, particularly affecting regional and Indigenous communities. Key findings from the report include the continuous increase in the burden of chronic heart disease, with hundreds of thousands of hospital admissions for heart-related conditions among Australians aged 35 and over. Moreover, Indigenous Australians living in remote areas develop heart failure on average 20 years earlier than the general population. So, as Australians continue to explore this vast and varied country, lifesaving innovations like the CellAED defibrillator are playing an increasingly crucial role in ensuring the safety and well-being of adventurers, particularly those in remote areas. Images: CellAED

Travel Trouble

3 household items that expire sooner than you think

Milk, cheese and other fridge-dwelling food items are stamped with expiration dates that, should you choose to ignore them, will make themselves known via smell. But your house is actually peppered with items that require regular replenishment - many of which are outside of the kitchen. Thanks to this handy info, we're now aware of the many surprising household items that require a monthly or yearly upgrade. From knickknacks on your dresser to the staples in your pantry, your house is chock-full of items that can go bad. Here are a few of the most surprising. Hydrogen Peroxide Expires in: 2 months Why: Hydrogen peroxide, the versatile topical antiseptic used to prevent infection in cuts, scrapes, and minor burns, actually turns into water just two months after opening. An unopened bottle should be thrown out after one year. Kitchen spices Expires in: 1-3 years Why: Household kitchen spices, like cinnamon, cumin and basil, reportedly begin losing their lustre after just one year - both in terms of taste and smell. Brightside also claims that ground spices should be thrown out after just six months. Mosquito repellents Expires in: 3 years Why: Mosquito repellents are essentially useless after just two years, according to Brightside. You can usually tell if a bug repellent has expired by the smell - if one spray doesn't emit the pungent odour you've grown used to, it's time to throw it out. Written by Kelsey Clark. First appeared on <a href="http://www.Stuff.co.nz" target="_blank" rel="noopener">Stuff.co.nz</a>. Image credits: Getty Images

Home & Garden

Kyle & Jackie O reveal most stolen item from supermarkets

An undercover security guard has revealed to Kyle and Jackie O the item that is most stolen from supermarket shelves. Calling in to The Kyle and Jackie O Show on KIISFM, the the woman who works as an undercover loss prevention officer for a major supermarket chain asked the radio hosts to guess what item was often targeted by thieves. Kyle guessed shoplifters nicked razors the most, while Jackie O suspected tampons were regularly stolen. They were both incorrect, with the security guard revealing the most stolen item was a hot barbecue chicken. “That’s what getting stolen? A hot chicken?” Jackie exclaimed. “Maybe they’re struggling, I don't know. But with the prices these days, everything is going up,” the woman said. Jackie was intrigued, asking how people can unknowingly smuggle a scalding hot chicken out a supermarket undetected. The guard responded, "Two of the ones that I stopped, [put the chicken] down their pants." She went on to say they put the chooks down their "big, big trackies" to get the item out of the shops. Coles barbecue chooks currently retail between $12-13 per hot barbecue chicken, with Woolworths also usually retailing at the $12 mark. Image credits: KIISFM

Legal

Can’t afford a gym membership or fitness class? 3 things to include in a DIY exercise program

<a href="https://theconversation.com/profiles/lewis-ingram-1427671">Lewis Ingram</a>, <a href="https://theconversation.com/institutions/university-of-south-australia-1180">University of South Australia</a>; <a href="https://theconversation.com/profiles/hunter-bennett-1053061">Hunter Bennett</a>, <a href="https://theconversation.com/institutions/university-of-south-australia-1180">University of South Australia</a>, and <a href="https://theconversation.com/profiles/saravana-kumar-181105">Saravana Kumar</a>, <a href="https://theconversation.com/institutions/university-of-south-australia-1180">University of South Australia</a> With the rising cost of living, gyms memberships and fitness classes are becoming increasingly unaffordable. But the good news is you can make <a href="https://pubmed.ncbi.nlm.nih.gov/28655559/">just as much progress at home</a>. Cardiovascular endurance, muscle strength and flexibility are the <a href="https://www.acsm.org/docs/default-source/publications-files/acsms-exercise-testing-prescription.pdf?sfvrsn=111e9306_4">most important</a> components of fitness. And each can be trained with little or no equipment. Let’s look at why – and how – to fit them into your DIY exercise program. <h2>1. Cardiovascular endurance</h2> Cardiovascular endurance exercise (or “cardio”) forces the heart and lungs to increase the supply of oxygen to the working muscles. Heart disease is a <a href="https://www.who.int/news-room/fact-sheets/detail/the-top-10-causes-of-death">leading cause of death</a> and cardiovascular endurance exercise helps keep the heart healthy. The best thing about cardio is you don’t need any fancy equipment to do it. Walking, jogging and running are great options, as are cycling, skipping rope and swimming. There are two approaches to maximise cardiovascular endurance: <ul> <li> <a href="https://pubmed.ncbi.nlm.nih.gov/8897392/">high-intensity interval training</a> (HIIT) – short bouts of hard exercise (around 80% to 95% of your maximum heart rate) interspersed with lower intensity recovery periods (around 40% to 50% of your maximum heart rate) </li> <li> <a href="http://pubmed.ncbi.nlm.nih.gov/26664271/">low-intensity steady-state</a> (LISS) exercise – aerobic activity performed continuously at a low-to-moderate intensity (around 50% to 65% of your maximum heart rate) for an extended duration. </li> </ul> Both are great options. While high-intensity interval training can be more time efficient, low-intensity steady-state training might be more enjoyable and easier to sustain long-term. No matter what you choose, <a href="https://www.who.int/news-room/fact-sheets/detail/physical-activity">aim for</a> a minimum of 150 minutes of moderate-intensity or 75 minutes of vigorous-intensity cardiovascular exercise each week. For example, you could try 30 minutes, five days per week of low intensity cardio, or 25 minutes, three days per week of high-intensity activity, or a combination of the two. How do you know if you’re exercising at the right intensity? Smart watches that measure heart rate can help to monitor intensity. Or you can rely on the good old-fashioned <a href="https://pubmed.ncbi.nlm.nih.gov/25536539/">talk test</a>. During low-intensity activity, you should be able to speak in full sentences. Conversely, short phrases (initially) or single words (towards the end) should be all that’s manageable during high-intensity exercise. <h2>2. Muscle strength</h2> Next is muscle strength, which we train through resistance exercise. This is important for bone health, balance and metabolic health, especially as we age and our <a href="https://pubmed.ncbi.nlm.nih.gov/30276173/">muscle mass and strength declines</a>. Aim for two days per week of whole-body resistance exercise performed at a moderate or <a href="https://www.who.int/news-room/fact-sheets/detail/physical-activity">greater intensity</a>. Try to build two weekly sessions that target the major muscle groups. This could include: <ul> <li>squats – lower to the ground from standing by bending the hips, knees, and ankles while keeping the chest up tall before returning to standing by straightening the hips, knees and ankles</li> </ul> <ul> <li> <a href="https://www.physio-pedia.com/Hip_Hinge">hinges</a> – fold forward at the hips by pushing your bottom back to the wall behind you, keeping your back straight. A slight bend in the knees is fine but aim to keep your shins vertical </li> <li> <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7196742/">push-ups</a> – if a full push-up is too difficult, you can place your hands on a raised surface such as a step or a chair </li> <li> horizontal and vertical pull ups – using something like a portable chin up bar, which you can buy from sports supply stores </li> <li> vertical pushes – pushing an object (or weight) vertically from the top of your chest to an overhead position. </li> </ul> Once you have selected your exercises, <a href="https://pubmed.ncbi.nlm.nih.gov/35873210/">perform</a> 2–3 sets of 8–12 repetitions at a moderate to greater intensity, with about 90 seconds rest between each set. As you progress, continue to challenge your muscles by adding an extra set to each exercise, or including dumbbells, changing body position or wearing a backpack with weights. The goal should be to progress slightly each session. However, if you have any underlying health conditions, disabilities, or are unsure how best to do this, see an exercise physiologist or physiotherapist. <h2>3. Flexibility</h2> Improved flexibility can <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3273886/">increase your range of motion</a> and improve your ability to manage daily life. While we don’t know the <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3273886/">best means of increasing flexibility</a>, the most basic and readily accessible is static <a href="https://www.topendsports.com/testing/flex.htm">stretching</a>. Here, we lengthen the muscle – for example, the hamstrings, until we feel a “stretching” sensation. Hold that position for 15–30 seconds. While the precise intensity of this stretching sensation <a href="https://pubmed.ncbi.nlm.nih.gov/26347668/">remains elusive</a>, <a href="https://pubmed.ncbi.nlm.nih.gov/29506306/">around 5–10 minutes</a> per week per <a href="https://exrx.net/Lists/Directory">muscle group</a>, spread across five days, seems to provide the best results. <h2>How to stick with it?</h2> The best exercise is the one that gets done. So, whatever you choose, make sure you enjoy it. After all, it’s about creating an ongoing commitment to exercise that will deliver long-term health benefits. It’s also important to ensure you’re ready to exercise, especially if you have any underlying health issues, have been previously inactive, or are unsure how to start. A <a href="https://www.ausactive.org.au/apss">pre-exercise screening</a> can help you to determine whether you should see a doctor or allied health professional before starting an exercise program and for guidance on the next steps. <img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/206204/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/lewis-ingram-1427671">Lewis Ingram</a>, Lecturer in Physiotherapy, <a href="https://theconversation.com/institutions/university-of-south-australia-1180">University of South Australia</a>; <a href="https://theconversation.com/profiles/hunter-bennett-1053061">Hunter Bennett</a>, Lecturer in Exercise Science, <a href="https://theconversation.com/institutions/university-of-south-australia-1180">University of South Australia</a>, and <a href="https://theconversation.com/profiles/saravana-kumar-181105">Saravana Kumar</a>, Professor in Allied Health and Health Services Research, <a href="https://theconversation.com/institutions/university-of-south-australia-1180">University of South Australia</a> Image credits: Getty Images This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/cant-afford-a-gym-membership-or-fitness-class-3-things-to-include-in-a-diy-exercise-program-206204">original article</a>.

Body

10 pantry items you’re probably keeping for too long

Should you toss these pantry items? It’s likely that many of the items you store in your pantry have a surprising expiration date months (or even years) from now. But just because a product hasn’t expired yet doesn’t mean that it’s in its ideal state for consumption. While you already know which foods you shouldn’t eat past the expiration date, like milk and cheese, it wouldn’t be surprising if you didn’t give a second thought about the food in your pantry. It may be worthwhile to double check the items you have had sitting in your pantry forever. And make sure you think about removing these foods that shouldn’t go in your pantry in the first place. Quinoa The shelf life of whole grains like quinoa and farro is largely dependent on their fat content. Heat, air, and moisture are the top three enemies of whole grains because the elements can negatively affect their healthy oils, which in turn can cause your grains to go rancid sitting in your pantry. “Grains should always look and smell faintly sweet or have no aroma at all,” states the Whole Grains Council. “If you detect a musty or oily scent, the grains have passed their peak.” Turmeric Your favourite ground spices like turmeric, paprika, and nutmeg generally lose their potency after about two to three years. Eating old spices isn’t harmful to your health, but they won’t add any flavour to your recipes anymore. Do a quick sniff and taste test to determine if your spice is still fresh. Baking powder The same rules for ground spices apply to baking ingredients as well. Bags of baking powder and baking soda will lose their leavening power over time, which means a sad, flat cake for you. You can test their leavening power with this easy science experiment in your kitchen: Mix baking soda with vinegar and baking powder with hot water. If they foam up and bubble, it means the ingredients are still fresh enough for baking. Nuts and seeds You’ll want to eat un-shelled nuts like almonds and peanuts within a matter of a few weeks to a few months. “Nuts and seeds typically have a high amount of oil in them and that oil will start to go rancid after a couple of months in your pantry,” Tryg Siverson, chef and co-founder of Feel Good Foods, told INSIDER. Signs of rancidity on a nut or seed include a grassy or paint-like odour and dark or oily appearance. For optimal freshness and longevity, place the nuts and seeds in a clear freezer bag and pop them in your fridge for up to a year. Tea Your tea bags should be consumed within a year because the oils in the tea will go old and give your morning cup of tea a bad flavour. The same goes for your coffee beans and grounds. According to Isabel Maples, MEd, RDN, a registered dietitian nutritionist, you’re best off consuming beans and grounds within two to four weeks. Instant coffee lovers have a bit more time: about two months. Brown sugar An opened bag of brown sugar tends to dry up and harden from exposure to the air after four months in your pantry. Slip the brown sugar into a resealable plastic bag or airtight container to keep it soft and make it last longer. Olive oil Light and heat are not olive oil’s friends. You shouldn’t get sick from an old bottle of olive oil, but an opened bottle of the stuff can taste a bit off after six months. If you don’t use olive oil often, only buy a small bottle so you can use it before the flavour spoils. Whole grain flour Most people store their flour in the pantry, but you should actually store it in the refrigerator or freezer to keep it fresh longer. And does flour ever expire? Whole grain flour lasts up to eight months in the fridge and up to a year in the freezer. “Whole grain flours turn rancid before white flour does,” Maples said. “It doesn’t affect food safety but does affect food quality and taste.” Potatoes The spuds typically last up to two weeks in the refrigerator and two months in the pantry. You’ll know their time is up when they start growing sprouts and developing soft black spots on the skin. Brown rice Although brown rice is a slightly healthier alternative to white rice, it doesn’t last nearly as long on your pantry shelf. “With brown rice, there is oil in its bran layer,” Siverson told INSIDER. “When that oil goes rancid, it gives brown rice a shorter shelf life of about six months. You can store it in the freezer for up to a year.” Image credits: Getty Images This article originally appeared on <a href="https://www.readersdigest.com.au/food-home-garden/10-pantry-items-youre-probably-keeping-for-too-long?pages=1" target="_blank" rel="noopener">Reader's Digest</a>.

Food & Wine

How to clean these bathroom items that get overlooked

Cleaning the bathroom will not only make your house feel nicer for but it is important for your hygiene as so many bathroom items are used on a daily basis. Even if your bathtub, shower, tiles and sink is clean, these bathroom items deserve your frequent attention. 1. Toothbrush and toothbrush holder For obvious reasons keeping your toothbrush and toothbrush holder clean is vital to your mouth health. To keep your toothbrush clean, make sure you rinse it well after each use to avoid a build-up of toothpaste. Frequently you should do a deep clean of your toothbrush and this can be done by leaving it in a cup of vinegar for 30 minutes. The vinegar will remove the build of bacteria on your toothbrush. Remember to replace your toothbrush every 3-4 months and then you can use your old one for cleaning. A toothbrush holder can be cleaned thoroughly by putting it in the dishwasher or you can rinse it out in hot water and dish soap to remove the build-up of gunk. 2. Loofah Loofahs do a great of cleaning bodies but it is important to remember to clean them as well. Your loofah can be cleaned by submerging in a 50/50 mixture of hot water and vinegar for an hour. Then leave it to dry. This method can also be used on sponges or wash cloths. 3. Razors It is important to clean your razor as a wet razor can become rusty and a moist blade can cause ingrown hairs and irritation when shaving. To keep your razor in top condition, put some rubbing alcohol on a cotton pad and swipe across your razor. Dry your razor with a towel once you are done and store your razor in a dry place in your bathroom. 4. Toilet brush To give your toilet brush a thorough clean, rest the brush between the toilet bowl and seat after cleaning the toilet. Spray the brush with a disinfectant and then let it sit as it drips for ten minutes or so. Then rinse the brush in very hot water and allow it to drip dry again. The brush holder should also be cleaned with disinfectant and then leaving it for ten minutes and rinsing with hot water. 5. Plunger After each use of the plunger, spray it with a disinfectant and leave for ten minutes and then let it air dry. It is helpful to store your plunger with a plastic bag so that way, after you use it you can put in the bag and then take it somewhere to clean to avoid any dripping. Don’t re-use the plastic bag. Image: Getty

Home Hints & Tips

Shop Smarter and Save Big: Unbeatable Deals on Appliances, Home items, and More in the EOFY Sales!

The end-of-financial year sales are one of the biggest shopping events of the year here in Australia. Our favourite brands across various categories slash the prices by huge margins so that we consumers can grab a bargain. This event takes place every year, and this time round, it may be one of the best yet, with unmissable bargains including the highly-rated <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.canningvale.com%2Ftowels%2Fcollections%2Froyal-splendour%2F&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Canningvale Royal Splendour Towel Sets,</a> which has over 2,500 5-star reviews! Reviewers shared their thoughts: “Love my new towels - they feel like a bit of luxury - great thickness and fluff. Very pleased” and “Beautiful soft lush towels very happy with purchase”. Even the talk-of-the-town Calming Blankets’ best-selling <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.calmingblankets.com.au%2Fproducts%2Fweighted-blanket&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">adult weighted blanket is $100 off, reduced to $99</a>, so grab it while you can. When it comes to fulfilling your shopping needs, there's no better time than now. Why wait? By seizing this opportunity, you might just save yourself a pretty penny or two. We understand the challenges of navigating sales and limited timeframes to find the best deals, which is why we're here to lend a helping hand. Our expertise lies in uncovering the most enticing offers across various categories as we approach the end of the financial year. Whether you're looking to upgrade your tech and appliances, revamp your home bedding and towels for the colder weather, refresh your wardrobe for the new season, or even explore new beauty products, we've got you covered. Our extensive knowledge enables us to provide you with a comprehensive list of the best deals. So, without further ado, let's dive into our curated selection of deals for you to flick through below. <h2>Home </h2> <img src="https://oversixtydev.blob.core.windows.net/media/2023/05/BeddingSets_byToaHeftibaUnsplash_HERO.jpg" alt="" width="1280" height="720" /> Photo by Toa Heftiba on Unsplash We're approaching the peak of the cold weather, so If your bedding still seems better suited for keeping you cool rather than providing cosy warmth, now might be the perfect time to make a change. While you're at it, why not consider swapping out some home decor pieces as well? Give your space a winter makeover by adding touches of cosiness and incorporating warm colours. <h3>Myer </h3> <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.myer.com.au%2Fc%2Foffers%2Fhome--sale%2Fbedroom-sale%3Ffacets%3Dmv--product_type_filter--quilt20covers%252Cmv--product_type_filter--sheets202620pillowcases%26pageNumber%3D1&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Up to 50% off selected quilt covers and sheet sets</a> <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.myer.com.au%2Fc%2Foffers%2Fhome--sale%2Fsale-tableware%2Fdinnerware--sale%3Ffacets%3Dmv--mfname--heritage%252Cmv--mfname--maxwell202620williams%252Cmv--mfname--robert20gordon%252Cmv--mfname--salt26pepper%252Cmv--mfname--vue%252Cmv--sale_type--402520off%26pageNumber%3D1&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">50% off Dinnersets by Maxwell & Williams, Robert Gordon, salt&pepper and more</a> <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.myer.com.au%2Fc%2Foffers%2Fhome--sale%3Ffacets%3Dmv--mfname--royal20albert%252Cmv--mfname--royal20doulton%252Cmv--mfname--waterford%252Cmv--mfname--wedgwood%252Cmv--sale_type--252520off%252Cmv--sale_type--302520off%252Cmv--sale_type--402520off%252Cmv--sale_type--502520off%26pageNumber%3D1&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Up to 50% off a great range of Wedgewood, Royal Doulton, Royal Albert and Waterford</a> <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.myer.com.au%2Fc%2Foffers%2Fhome--sale%3Ffacets%3Dmv--mfname--sheridan%26pageNumber%3D1&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Up to 50% off the original price of Sheridan</a> House: <a style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;" href="https://www.house.com.au/collections/sale" target="_blank" rel="noopener">Up to 75% off House-wide EOFY Sale</a> Koala: <a href="https://koala.com/en-au/eofy-sale" target="_blank" rel="noopener">Up to 30% off site wide </a> Canningvale: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.canningvale.com%2Fsale%2Fbedding%2Fbedding%3Fis_index%3D0&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">40-60% Off in the Big Bedding Sale</a> Emma Sleep: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.emma-sleep.com.au%2Fsale%2F&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Up to 55% off selected products</a> Sheridan: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.sheridan.com.au%2Fsale.html&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Up to 50% off sitewide</a> Calming Blankets: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.calmingblankets.com.au%2Fcollections%2Fbest-sellers&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Up to 50% off sitewide</a> Bed Bath N’ Table: <a href="https://www.bedbathntable.com.au/products/catalogue" target="_blank" rel="noopener">Clearance Sale Up to 60% off</a> Bed Threads: <a href="https://bedthreads.com.au/pages/bed-threads-sale" target="_blank" rel="noopener">Mid-Year Makeover Sale 15% off Everything</a> Freedom: <a href="https://www.freedom.com.au/c/best-selling" target="_blank" rel="noopener">Absolutely Everything on Sale</a> <a href="https://www.freedom.com.au/c/all-outdoor" target="_blank" rel="noopener">Up to 55% off all Outdoor Furniture</a> <a href="https://www.freedom.com.au/c/all-rugs" target="_blank" rel="noopener">Up to 40% off all Floor Rugs</a> Harris Scarfe: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.harrisscarfe.com.au%2Fcategories%3Fq%3D%3Arelevance%3Acategory%3Aquilts%3Acategory%3Apillows%3Acategory%3Acomforters-coverlets%3Acategory%3Atowel-collections%3AdealType%3AOnSale%3AdealType%3AFRIENDS%2520PAY%2520LESS&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">40-60% off all Homewares & Manchester</a> Dymocks: <a href="https://www.dymocks.com.au/books/promotion-winter-sale-june-2023/" target="_blank" rel="noopener">Books for $9.99 in the Winter Sale</a> Booktopia: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.booktopia.com.au%2Feofy-sale%2Fpromo3262.html&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Up to 75% off top deals</a> My Deal: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.mydeal.com.au%2Fsale%2Fstylish-bedside-tables&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Limited-time deals on bedside tables</a> Adairs: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.adairs.com.au%2Fsales%2F&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Save up to 30% off</a> <h3>Tech & Appliances</h3> <img src="https://oversixtydev.blob.core.windows.net/media/2023/06/EOFY_Jonas-Leupe-on-Unsplash.jpg" alt="" width="1280" height="720" /> Photo by Jonas Leupe on Unsplash Tech and appliances are notorious for their hefty price tags, but their entertainment value or usefulness often justifies the investment. But, due to their high cost, it's wise to hold onto your bank card until the perfect deal presents itself, and that moment might be right now. Myer: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.myer.com.au%2Fc%2Foffers%2Fhome--sale%2Fappliances-sale&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Great savings on Appliances by Breville, Sunbeam, Delonghi and more</a> <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.myer.com.au%2Fc%2Foffers%2Fhome--sale%2Felectronics-sale&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Great savings on Tech by BOSE, Ultimate Ears, FitBit, Garmin and more</a> Dyson: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.dyson.com.au%2Fdeals%2Feofy-sale&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Save up to $450, plus receive complimentary gifts and additional accessories with selected technology.</a> The Good Guys: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.thegoodguys.com.au%2Fhisense-75kg-front-load-washer--hwfy7514&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">$500 Off! Fisher & Paykel 10kg Front Load Washer - $995</a> <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.thegoodguys.com.au%2Fsamsung-75-inches-ls03b-4k-the-frame-qled-smart-tv-2022-qa75ls03bawxxy&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">$1100 Off! Samsung 75" LS03B 4K The Frame QLED Smart TV 2022 - $2395</a> <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.thegoodguys.com.au%2Ftefal-easy-fry-classic-air-fryer-ey2018&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">$100 Off! Tefal Easy Fry Classic Air Fryer - $99</a> <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.thegoodguys.com.au%2Fninja-intelli-sense-kitchen-system-ct682&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">$30 Off! Ninja Intelli-Sense Kitchen System - $319</a> Appliances Online: <a href="https://www.appliancesonline.com.au/promo/clearance-sale" target="_blank" rel="noopener">Save on Appliances in the Clearance Sale</a> <a href="https://www.appliancesonline.com.au/product/tefal-cy8515-cook4meplus-multi-cooker" target="_blank" rel="noopener">$99 off Tefal Cook4Me+ Multi Cooker + Bonus Gift</a> Bing Lee: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.binglee.com.au%2Fcategories%2Fpromotions%2Fend-of-financial-year-sale&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Huge savings in the Yenda Financial Year Sale</a> <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.binglee.com.au%2Fproducts%2Fdyson-v10-stick-vacuum-394101-01&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">$450 off Dyson V10™ Stick Vacuum, $649 (down from $1099)</a> Kogan: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.kogan.com%2Fau%2Fc%2Fdyson-australia-a%2F%3Fdispatch%3Dfree%26order_by%3D-discount%26shipping%3Dfree%26page%3D1&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Save up to $450 on Dyson deals</a> <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.kogan.com%2Fau%2Fc%2Fawesome-eofy-sale-tvs-home-entertainment%2Fshop%2Fcategory%2Fled-tv%2F&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Save up to 55% off TV deals</a> Harris Scarfe: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.harrisscarfe.com.au%2Fsearch%3Fq%3Dsmith%2520nobel%3Arelevance%3Acategory%3Akettles%3Acategory%3Atoasters%3Acategory%3Aair-fryers&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">40% off all Air Fryers, Toasters & Kettles by Smith+Nobel</a> <h3>Fashion & Accessories</h3> <img src="https://oversixtydev.blob.core.windows.net/media/2023/06/EOFY_Priscilla-Du-Preez-on-Unsplash.jpg" alt="" width="1280" height="720" /> Photo by Priscilla Du Preez on Unsplash Time to give your wardrobe an upgrade for the winter season. Think cosy layers, earthy tones, and clothes that will keep you toasty warm. Find everything you need in the sales below, and get ready to rock that effortlessly stylish winter look! Myer: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.myer.com.au%2Fc%2Foffers%2Fwomen--sale%2Fwomen-lingerie-sale%2Fwomen-sleepwear-robes-sale&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">40% Off Women's sleepwear</a> <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.myer.com.au%2Fc%2Foffers%2Fwomen--sale%2Fwomen-handbags-sale&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">FROM $69 EACH Selected women's handbags and wallets by Marcs, Guess, Tommy Hilfiger and more</a> <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.myer.com.au%2Fc%2Foffers%2Fmen-sales%2Fmen-clothing-sale%3Ffacets%3Dmv--sale_type--302520off%26pageNumber%3D1&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Up to 50% off a range of men’s fashion</a> <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.myer.com.au%2Fc%2Foffers%2Fmen-sales%2Fmen-shoes-sale&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">NOW $119 EACH Selected men's shoes by Tommy Hilfiger, Lacoste, GANT, Polo Ralph Lauren, Adidas, Calvin Klein, Florsheim and Wild Rhino</a> <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.myer.com.au%2Fc%2Foffers%2Fkids-sale%3Flabel%3D%26facets%3Dmv--mfname--bauhaus%252Cmv--mfname--milkshake%252Cmv--mfname--sprout%252Cmv--mfname--tilii%252Cmv--product_type_filter--coats202620jackets%252Cmv--product_type_filter--knitwear202620sweaters%252Cmv--sale_type--302520off%26pageNumber%3D1&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">30% off the original price of Kids' jackets, jumpers and cardigans by Milkshake, Sprout, Bauhaus, Tilii and Jack & Milly</a> The Iconic: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.theiconic.com.au%2Fwomens-sale&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Up to 70% off women’s Mega Sale Event</a> <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.theiconic.com.au%2Fmens-sale&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Up to 70% off men’s Mega Sale Event</a> Cotton On: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fcottonon.com%2FAU%2Fco%2Fco-sale&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Sale up to 50% off original prices</a> Bonds: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=http%3A%2F%2Fbonds.com.au&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">40% off storewide</a> Seed Heritage: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.seedheritage.com%2Fsale%2Fwoman%2F&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Up to 50% off all sale styles</a> <h3>Health & Beauty</h3> <img src="https://oversixtydev.blob.core.windows.net/media/2023/06/Jocelyn-Morales-on-Unsplash.jpg" alt="" width="1280" height="720" /> Photo by Jocelyn Morales on Unsplash There's nothing quite like treating yourself to something that enhances your health or beauty. If it boosts your confidence, it's definitely a smart investment. After all, you deserve to feel as good as you look, and that's something worth going for! Myer: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.myer.com.au%2Fc%2Foffers%2Fsale-beauty&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Up to 40% off beauty brands</a> <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.myer.com.au%2Fc%2Foffers%2Fsale-beauty%3Ffacets%3Dmv--sale_type--402520off%252Cmv--mfname--calvin20klein%3Flabel%3D%26facets%3Dsv--category--18167%26pageNumber%3D1&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">40% off Calvin Klein fragrances</a> <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.myer.com.au%2Fc%2Foffers%2Fsale-beauty%3Ffacets%3Dmv--sale_type--402520off%252Cmv--mfname--revlon%26pageNumber%3D1&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">40% off Revlon</a> The Iconic: <a href="https://www.theiconic.com.au/beauty-all/?campaign=lp-wmksbh-taf20-2423" target="_blank" rel="noopener">Up to 70% off Beauty products in the Mega Sale Event</a> Sephora: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.sephora.com.au%2Fsale&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">15% - 50% off Selected Styles only</a> Adore Beauty: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.adorebeauty.com.au%2Fc%2Fspecials%2Fclearance.html&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Up to 50% off Clearance beauty</a> Shaver Shop: <a href="https://go.skimresources.com/?id=204849X1683982&xs=13&url=https%3A%2F%2Fwww.shavershop.com.au%2Fsale&xcust=sen_eofy_sales_2023" target="_blank" rel="noopener">Up to 80% off</a> Oz Hair & Beauty: <a href="https://www.ozhairandbeauty.com/collections/summer-clearance-sale" target="_blank" rel="noopener">EOFY Up to 70% off sale</a> <em style="box-sizing: border-box; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;">Editor's note: When you buy something using the retail links in our stories, Over60 may earn a small commission. We do not accept money for editorial reviews, and we only write about products we feel comfortable recommending to our readers. Thank you.<span style="color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;">

Home & Garden

11 garage sale finds you should never pass up

<h2>Vintage furniture</h2> Want to snag the biggest bargain on vintage furniture at a garage sale? The key is to wait until the end of the day. By then, the sellers are wondering how they are going to get that heavy old sofa off of the grass and back into the living room – and they’ll be more likely to take your initial offer. Be careful with upholstered items (bed bug alert!), but once you’re confident it’s clean, try to look past garishly coloured fabric and eye-popping patterns: you can always reupholster a piece of furniture to better suit your sense of style. <h2>Artwork</h2> Garage sale artwork is a great way to add some colour to your home. It’s fun to pick up art for two reasons: you might learn about interesting local artists, or, even if you don’t like the image, you can always repurpose the frame. This is key for larger paintings and drawings, because big frames can be so expensive. Haggle if you want, since art is subjective and the sellers might not have too many interested buyers. Also, odds are that they’re tired of looking at it and just want it gone. <h2>Vintage jewellery</h2> Not to sound old-fashioned, but they don’t make jewellery like they used to – costume jewellery included. Since the popularity of items like brooches has declined over the years, you can usually get a deal on these accessories, and if you like, the possibilities for upgrading them are endless. Give tarnished silver a good polish with a paste of baking soda and warm water. For gold, paying a few bucks for solid pieces should pay off – you can always sell them for scrap or have them melted down to create something new. <h2>Kitchenware</h2> When you see pots and pans at a garage sale, look for rust, non-stick surfaces that are scratched or flaking, and chemical coatings that might leach out into your food. Cast-iron ware, on the other hand, can be salvaged and restored no matter what the condition – and it’ll last forever. Also, if you find the following items in good working condition, snap them up: stainless steel baking items, kitchen timers, serving utensils, Pyrex or ovenproof glass baking dishes, and quality knives (you can always take them in to be sharpened). Just make sure to wash these great garage sale finds well before use. <h2>Small kitchen appliances</h2> If you’re in the market for an ice cream maker, single-serve smoothie blender, or rotisserie, consider scouring garage sales first. People hold sales to sell off unused items that take up space on their benchtops, and bulky, highly-specialised small appliances are often priced to move. You’ll usually be able to scoop them up for a fraction of their retail price – even if they’ve only been used once or twice. <h2>Jackets</h2> When it comes to apparel, jackets can be among the best garage sale finds. Since sellers spring-clean before their sales, bulky or unworn winter coats and vests are some of the first things to hit the to-go pile. Check for holes and wear before purchasing, and dry clean or give a good washing before putting in the wardrobe for next year. For children, buy the next size(s) up and store in a cupboard for future seasons. <h2>Tools</h2> Tools like drills, saws, nail guns and compressors can be great garage sale finds. As long as the seller can prove that they’re in good working condition, snap them up. Ask how old the product is and how much it has been used over the years. Always keep an eye out for rust, which usually means the integrity of the metal is compromised, making the tool more dangerous to work with. <h2>Silverware</h2> Odds are you can pick up a stylish silverware set for cheaper than what you can find new at most stores, plus you’re likely to hear a cool back-story to boot. There’s also a chance that what you’ve got is actual silver. How can you tell? On the back of silver-plated items there will be markings that can include the company name, the country in which it was made, a product number, and the electroplate marking. Don’t miss this garage sale find! <h2>Bicycles</h2> Bikes can be a great garage sale find, but it’s important to take them for a test drive before you commit to the purchase. Hardcore bargain-hunters might consider bringing a wrench to adjust the seat and get a real feel for how it rides, paying particular attention to the condition of the brakes and tyres. (Although tyres can always be filled with more air, check the treads for wear and the sidewalls for cracking.) For kids’ bikes, the owner’s children might not have used the item much before they outgrew it, but ask. <h2>Exercise equipment</h2> This is one of the best garage sale finds! A lot of people lose interest in their fitness gear quickly, which means you can get the equipment you’ve been looking for at half the price or better. Look for big-ticket items (elliptical machines, treadmills) as well as other indoor merch like hand weights in autumn/winter, when New Year’s resolutions are long forgotten. Research the equipment first: it’s important to know where certain machines tend to wear out the most. <h2>Books</h2> Bulk up your home library with new favourite reads, especially children’s books (kids outgrow their books quickly as their reading comprehension increases) and hardcover classics. Image credit: Shutterstock This article originally appeared on <a href="https://www.readersdigest.com.au/food-home-garden/11-garage-sale-finds-you-should-never-pass-up" target="_blank" rel="noopener">Reader's Digest</a>.

Home & Garden

A list of the germiest items in your home (and how to fix them)

Even when you think your house is clean, bacteria can be lurking in everyday items around the house. Check out our guide for finding the trouble spots and getting rid of them. The culprit: Kitchen sponge It’s scary to think that the item that we use to clean our dishes and benches can be harbouring some serious nasties. Think E. coli and Staphylococcus, mould, and even the influenza virus. The cure: Each time you use your sponge, rinse it out in hot water, wring and allow to air dry. Once a day, sterilise it by wetting it and placing in the microwave for 60 seconds. Change your sponge every 2 weeks to keep the germs at bay. The culprit: Kitchen sink Did you know that your sink is most likely dirtier than your toilet seat? Any fruits, vegetables, cutlery and chopping boards that may have come into contact with raw meat are potentially contaminating your sink. The cure: Three times per week, dampen the sink and spray with surface spray. Scrub the sink to remove any bacteria, especially around the drain where nasties can lurk. Use an antibacterial product to then spray the taps, sink, draining board and your scrubbing brush. Leave for ten minutes before rinsing. The culprit: Toothbrushes Each day germs move from your mouth to your toothbrush, and are then left next to any other family member’s toothbrushes to mingle and spread. Your toothbrushes are also often kept near the toilet and are possibly being contaminated with airborne bacteria from every flush. The cure: Keep your toothbrushes in an upright container (not resting on the sink) so that they can have air circulating around them. Try to reduce the germs moving from the toilet to your brush by always closing the toilet lid before flushing. If you are ill, replace your toothbrush, and treat yourself to a new brush every three months. The culprit: Electronics We touch the remote, our computers and our phones all day long – but how often do we clean them? Rarely, if ever, is the common answer. And the scary part is they can be as filthy as your kitchen sponge. The cure: Use a disinfecting wipe to go over your (switched off) electronics. Think laptops, mobile phones, and remote controls. The culprit: Bath towels We often “dry” our towels on the back of the door in a damp bathroom where they never get completely dried properly. This can cause mould, mildew and bacteria to thrive, making it possible to get a nasty rash or infection. The cure: Allow your towels to spread out and air dry. Instead of a hook it’s best to use a rack where they can be completely spread out. Change your towels every 3-4 days as this will help keep the levels of bacteria down. If your towels still smell after washing, it’s time to toss them out. Image credit: Shutterstock Related links: <a href="../lifestyle/at-home/2015/01/dirty-home-items/">5 surprisingly dirty things in your house</a> <a href="../lifestyle/at-home/2014/12/home-cleaning-tips/">10 amazing cleaning tips everyone should know</a> <a href="../lifestyle/at-home/2014/10/how-to-homemade-laundry-powder-and-softener/">How to make homemade laundry powder</a>

Home Hints & Tips

Surprising items to never take into the kitchen

Keeping your kitchen clean may seem like a never ending task at times, what with constant food preparation and other crumb and mess producing activities taking place all day long. There’s a difference however between a “messy” kitchen and a “dirty” kitchen with the latter providing a breeding ground for nasty germs and harmful bacteria. Here’s what to ban now for a cleaner, healthier kitchen space in a snap. 1. Sponges – You’ve probably heard it before but the kitchen sponge is a breeding ground for bacteria. Keep yours spick and span with a weekly soak and wash in bleach followed by a dry in the sun and chuck them out once they start to show signs of wear and tear. 2. Shabby re-usable grocery bags – If your reusable grocery bags are starting to show their age, it may be time to replace them. Your bags can harbour plenty of bacteria from the loads of groceries you use them for. A quick wash and dry can help solve the problem and prolong the life span of your bags. 3. Your mobile – Your mobile phone is crawling with germs. Taking it into the kitchen while cooking is a sure fire way to transfer the yuckiness to your food. Try and keep your device out of the kitchen or if you need it for cooking, set it somewhere away from the food and wipe your hands and device down with an antibacterial wipe after you’ve finished cooking. 4. Pet food – While keeping your dog or cat food in the house can help prevent outdoor pest problems, the kitchen isn’t the place for food bowls. If their food sits out for a longer period of time it can attract indoor pests and create a less than appealing smell. Try moving your feeding station to the laundry for a more sanitary solution. 5. Your handbag – Similar to your mobile, your handbag is literally covered in grime. Think about where you take it on a daily basis! Keep it out of the kitchen when and where possible. Image credit: Shutterstock Related links: <a href="../lifestyle/at-home/2015/10/keep-food-fresher-longer/">10 clever tips to keep produce fresher, longer</a> <a href="../lifestyle/at-home/2015/09/fun-facts-about-tupperware/">8 things you didn’t know about Tupperware</a> <a href="../lifestyle/at-home/2015/09/foods-you-shouldnt-store-in-the-fridge/">10 foods you shouldn’t store in fridg</a>e

Home & Garden

10 items you need to clean every week

Don’t let these household chores be bumped to the bottom of your to-do list. These are the items that need to be cleaned every seven days. 1. Laundry To prevent a huge pile of dirty clothes piling up, it is best to tackle the load weekly. 2. Bathroom surfaces Although your counter and mirror may look clean, it is important to clean with a disinfectant wipe once a week to remove bacteria and germs that build up from everyday use. 3. Carpets and rugs Carolyn Forte, the director of the Cleaning Lab at the Good Housekeeping Institute, said, “If you don't vacuum, heavy dirt gets ground in and light dust sits on top.” It is especially important to vacuum the areas around the front and back doors where dirt is carried in. 4. Dusty furniture Not only does dust look bad but it can be bad for your health and your furniture. Carolyn said, “Dust can be abrasive and can put fine scratches in the finish if something rubs against it.” Use a microfibre cloth to clean so you grab particles rather than spread them around. 5. Sheets If you have the time to wash them every week, it is important to do so as germs, sweat, and body oils build up quickly. 6. Kitchen appliances Clean your kitchen appliances with a disinfectant wipe each week to prevent a build-up of germs. "Kitchen appliances need to be cleaned of fingerprints and food bits,” Carolyn said. 7. Bathtub and shower These places collect mildew and scum. It is important to remove this material with a bath scrubber every week. 8. Toilet It is important to deep clean your toilet bowl every week. Carolyn recommends pouring a cup of bleach into the bowl and brushing it around the sides and under the rim. "Let it sit for five minutes as you move on to the next task.” 9. Kitchen floors Kitchen floors can collect liquids and food crumbs without anyone even noticing. To prevent this, clean your kitchen floors weekly. 10. Mirrors Clean mirrors will not only make your home look fresh but it will also make it easier to put makeup on. Images: Getty

Home & Garden

A guide to affordable art

The art world can seem intimidating from the outside, but buying striking pieces of art is one of life’s great pleasures and can transform a room instantly. What’s your style? Go and see as much art as you can to help determine the style you’re most drawn to. Look for student sales at art schools, auctions, antiques fairs and local galleries. Flick through art history books, go to museums and do some online research about any artists you like. Keep an open mind. When we think of art we tend to think of paintings, but look at photography and sculptures too. You might discover that’s where your art heart lies. Prints vs originals Many people write off prints as nothing more than posters, but a print is still an original work of art. The artist creates each print by hand, creating an original image on a surface such as wood, rubber, stone or metal, applies colour and then creates a print on paper. They make great entry-level art. Reproductions are more like inexpensive posters, and there’s nothing wrong with starting off with some posters you love, beautifully framed and well positioned. Original works are naturally the most expensive way to buy art as they are one of a kind. Imagine a best-selling author only allowing one person to own their book, or a director only letting one person see their movie. You are buying the art in its entirety: the idea, the craftmanship, the artists’ time, talent and the materials and any future gain in value. How do I make a good investment? Unless you’re planning to become a serious art collector, the most important two questions you should ask yourself when buying art are: do I love it? Can I afford it? Buying something in the hope its value might go up is risky. If there’s an emerging artist you like whose career trajectory seems to be on the up, then go for it and you might get lucky. But still don’t buy it unless you love it. Should I buy online? You’ll find an enormous choice online. Research the artist, try to see some of their work in the flesh before you take the plunge, and make sure you measure up so you know exactly the size of the artwork and whether it will look good in your space. How do I display it? If you buy from a gallery, ask them for framing advice or to frame it for you, or take it to a framer to make sure you’re making the most of it. Talk to them about whether UV glass would be suitable, to protect the art from sun damage. Always hang art at eye level and in a place where you will get the most enjoyment from it, and never in the bathroom where there’s too much moisture. Image credits: Getty Images

Art

25 craziest things Aussies have left behind in an Uber

There’s nothing worse than leaving behind the love of your life’s number in the back of an Uber, but that’s not the only thing Aussies have left behind this year. "From a Harry Styles concert ticket to a taxidermied cat, Aussies have really outdone themselves when it comes to forgetfulness this year," Hoa Nguyen, Head of Rider Operations at Uber ANZ said. Uber’s annual lost and found index has revealed that Perth is the most forgetful city in Australia for a second year in a row, and Brisbane is the most organised. Although some Aussies lost their chance to meet the love of their life, others are blinded by love, to the point that they’ve left behind wedding bands, wedding dresses and marriage certificates. But not all is lost, Nguyen has said that there are steps you can take if this has happened to you. "The important thing to remember is that we do have a process if you suddenly realise you've left your phone, wallet or Harry Potter wand in your driver's car, head to the app for help and follow the prompts to retrieve your items,” Nguyen said. Here are the 25 most 'unique' lost items: <ol> <li dir="ltr"> A girl's number on a piece of paper who "might be the love of my life" </li> <li dir="ltr"> Wedding dress </li> <li dir="ltr"> Adult toys </li> <li dir="ltr"> Rabbit's medication </li> <li dir="ltr"> Harry Styles concert ticket </li> <li dir="ltr"> Olympic gold medal </li> <li dir="ltr"> Taxidermy cat </li> <li dir="ltr"> Segway scooter </li> <li dir="ltr"> A painting of Marilyn Monroe </li> <li dir="ltr"> Harry Potter wand </li> <li dir="ltr"> Nduja (sausage paste) </li> <li dir="ltr"> False teeth </li> <li dir="ltr"> Cockpit trainer poster </li> <li dir="ltr"> Wedding band </li> <li dir="ltr"> Cattle whip </li> <li dir="ltr"> Chainsaw </li> <li dir="ltr"> A lectern </li> <li dir="ltr"> Number plates </li> <li dir="ltr"> Birth certificate </li> <li dir="ltr"> Tray of lasagne </li> <li dir="ltr"> DJ decks </li> <li dir="ltr"> Hair extensions </li> <li dir="ltr"> A jockstrap </li> <li dir="ltr"> Robotic pool cleaner </li> <li dir="ltr"> Leather bunny ears </li> </ol> Images: Getty

Travel Trouble

How to clean jewellery at home: 14 household items that work miracles

<h2>How to make your jewellery shine</h2> If you want to clean your bling but don’t want to shell out lots of money for a professional, fear not – there are lots of easy methods for how to clean jewellery right at home. You don’t have to save it for your most valuable cocktail rings or necklaces, either. Even the best affordable jewellery needs a cleaning every now and then, especially those delicate earrings that you never take off, even after they turn your skin green. <h2>What is the best home remedy to clean jewellery?</h2> These trusted everyday items are just as good as (if not better than) jewellery cleaner, and you probably already have most of them in the house. <h2>Alka-Seltzer</h2> Drop your dull-looking jewellery in a glass of fizzing Alka-Seltzer for a couple of minutes. It will sparkle and shine when you pull it out. <h2>Aluminium foil</h2> Here’s how to clean jewellery with aluminium foil: simply line a small bowl with it. Fill the bowl with hot water and mix in one tablespoon of bleach-free powdered laundry detergent. Put the jewellery in the solution and let it soak for one minute. Rinse well and air-dry. This procedure makes use of the chemical process known as ion exchange, which can also be used to clean silverware. <h2>Ammonia</h2> Brighten up your gold and silver trinkets by soaking them for ten minutes in a solution of 1/2 cup clear ammonia mixed with 1 cup warm water. Gently wipe clean with a soft cloth and let dry. Note: do not do this with jewellery containing pearls, because it could dull or damage their delicate surface. <h2>Baking soda</h2> To remove built-up tarnish from your silver, make a thick paste with 1/4 cup baking soda and 2 tablespoons water. Apply with a damp sponge and gently rub, rinse, and buff dry. To polish gold jewellery, cover with a light coating of baking soda, pour a bit of vinegar over it, and rinse clean. Note: do not use this technique with jewellery containing pearls or gemstones, as it could damage their finish or loosen any glue. <h2>Light-coloured beer</h2> Get the shine back in your solid gold rings (read: bands without any gemstones) and other jewellery by pouring a bit of light-coloured beer (not dark ale!) onto a soft cloth and rubbing it gently over the piece. Use a clean second cloth or towel to dry. <h2>Soda water</h2> Soak your diamonds, rubies, sapphires, and emeralds in club soda to give them a bright sheen. Simply place them in a glass full of soda water and let them soak overnight. <h2>Denture tablets</h2> Has your diamond ring lost its sparkle? Here’s how to clean jewellery using denture tablets: drop the tablet into a glass along with 1 cup water. Follow that with your ring or diamond earrings. Let it sit for a few minutes. Remove your jewellery and rinse to reveal the old sparkle and shine. <h2>Ketchup</h2> Let ketchup do the work of shining tarnished silver. If your ring, bracelet, or earring has a smooth surface, dunk it in a small bowl of ketchup for a few minutes. If it has a tooled or detailed surface, use an old toothbrush to work ketchup into the crevices. To avoid damaging the silver, don’t leave the ketchup on any longer than necessary. Rinse your jewellery clean, dry it, and it’s ready to wear. <h2>Toothpaste</h2> Put a little toothpaste on an old toothbrush and use it to make your diamond ring sparkle instead of your teeth. Clean off the residue with a damp cloth. <h2>Vinegar</h2> Is vinegar good for cleaning jewellery? Yes! Here’s how to clean jewellery with it: soak your pure silver bracelets, rings, and other jewellery in a mixture of 1/2 cup white vinegar and 2 tablespoons baking soda for two to three hours. Rinse them under cold water and dry thoroughly with a soft cloth. <div> </div> <h2>Vodka</h2> In a pinch, a few drops of vodka will clean any kind of glass or jewellery with crystalline gemstones. So although people might give you strange looks, you could dip a napkin into your vodka on the rocks to wipe away the grime on your eyeglasses or dunk your diamond ring for a few minutes to get it sparkling again. But don’t try this with contact lenses! Also, avoid getting alcohol on any gemstone that’s not a crystal. Only diamonds, emeralds and the like will benefit from a vodka bath. <h2>Window cleaner</h2> Use window cleaner to spruce up jewellery that is all metal or has crystalline gemstones such as diamonds or rubies. Spray on the cleaner, then use an old toothbrush for cleaning. But don’t do this if the piece has opaque stones such as opal or turquoise, or organic gems such as coral or pearl. The ammonia and detergents in the cleaner can discolour these porous lovelies. <h2>Dish soap</h2> Dish soap can do a whole lot more than just clean your kitchen! It’s great for regular jewellery cleaning. All you need to do is mix a few drops of dish soap with warm water and let the jewellery soak in the solution for a few minutes. You can use this method for silver jewellery too, but you’re better off using a toothbrush or cloth to wipe down that jewellery rather than fully submerging it. Don’t forget to rinse! <h2>Shampoo</h2> A bit of mild shampoo – think baby shampoo – is a great way to polish your pearls. Stones like turquoise and opals will benefit from this treatment as well. To use this method most effectively, mix a little bit of shampoo with warm water and use a soft, clean brush like a makeup brush to polish each pearl with the mixture. You don’t want to risk damaging pearls by soaking them. Image credit: Shutterstock This article originally appeared on <a href="https://www.readersdigest.com.au/food-home-garden/diy-tips/how-to-clean-jewellery-at-home-14-household-items-that-work-miracles?pages=2" target="_blank" rel="noopener">Reader's Digest</a>.

Home Hints & Tips

7 ways to clean your kitchen with simple household items

The folks at <a href="http://food52.com/blog/14173-7-kitchen-cleaning-tricks-that-really-work" target="_blank" rel="noopener">Food52</a> have exhibited some inspired thinking and shown how we can solve various household problems with simple household items. Some of these are way too clever. 1. Get rid of fruit flies in your kitchen Before you flood your kitchen with Mortein, consider this method. Simply halve a lemon, put both sides in your oven and leave the door propped open overnight. In the morning close the door and turn the grill on for a few minutes. Turn it off, let the oven cool, throw away the lemons, clean the bottom of your oven and voila, no more fruit flies! It sounds strange but it really works. 2. Remove hard water deposits using just vinegar Forget toxic chemicals, you can brings your dingy sinks back to their glory by simply applying vinegar. It’s not just good for fish and chips – it’s pretty much a ready-made, powerful household cleaner. 3. Clean kitchen cabinets with baking soda The perfect cleaner for your gunky kitchen cabinets is actually already sitting in your kitchen! Make a solution that’s one part vegetable oil, two parts baking soda and you can clean those gunky kitchen cabinets in no time at all. All you need is a sponge, toothbrush or even just your fingers. 4. Cleaning white sinks with lemons When life gives you lemons, you actually have the perfect tool for cleaning your sink. White sinks can look dodgy with the smallest bits of mess, so combine baking soda with a lemon half to kill germs and bring back shine. Sprinkle the soda in the sink and use your lemon wedge as a scrubber. 5. Toothpicks for mixers and machinery Electric mixers and other devices can open up a world of possibilities in the kitchen, but they get dirty fast. A good way to get around this is by using a toothpick to get into any cracks and crevices that may have opened up. Then simply wipe off the residue with a damp cloth. 6. Get rid of grout with baking soda and vinegar These two common household items combing to make a gentle solution that's very effective at getting rid of stains. Simple make a paste, apply it to the grout and let it sit for a little while. Before too long spray it with vinegar. It will fizz a little, then scrub with a toothbrush and voila – clean! 7. Clean the air in odd smelling kitchens Sometimes no matter how hard we try we just can’t get our kitchens to smell clean. But before you go all gung-ho with the bleach, try this solution. Simmer some vinegar on the stove. This will help you clean the air and restore it to a more neutral smell for cooking and cleaning. Images: Getty

Home Hints & Tips

12 items you shouldn’t carry in your handbag

Passwords If you have trouble remembering passwords, you might be tempted to carry them with you in your bag. “Some people feel passwords are safer in their bag than at home because it’s always on them, but nothing could be further from the truth,” says Eva Velasquez, CEO and president of Identity Theft Resource Center. “You’re much more apt to lose your purse or wallet than have a break-in.” Memorising all your login information is the safest, but if that’s not practical, she recommends storing your passwords in a passcode-protected smartphone app. Debit card Without the same protections as credit cards, debit cards put you at higher risk when making purchases. “I’m not a huge fan of always having a debit card with you, because the cash disappears from your account and you have to prove it was you before you get it back, unlike a credit card, where you can stop the charges and the money never leaves your account,” says John Sileo, CEO of cybersecurity group Sileo Group. Swipe a credit card for most purchases, and use an ATM-only card with a PIN to get cash, he recommends. Laptop A computer is probably the heaviest thing in your bag. The weight of a laptop can strain your shoulder, causing imbalanced posture, or even neck, spine, and shoulder injuries, says chiropractor Dr Steven Shoshany. If you need to have your laptop on hand, use a messenger bag or a backpack, which will distribute the weight more evenly, Shoshany suggests. Receipts A crook won’t be able to steal your identity with receipts alone, but pairing them with other documents could make it easier to pretend to be you. “It’s giving a thief a great picture of who you are and where you shop,” Velasquez says. “All fraud analytics look for anomalies in behaviour, and your receipts show where you shop.” With your old receipts, a thief might be able to make more purchases before you can cancel the card, so empty them from your bag once you’re home. Unprotected phone “A lot of people think of their smartphone as a phone instead of a mobile computer that happens to make calls,” Sileo says. Leaving your phone unprotected makes it easy for strangers to access any information you have stored in your apps. Even a four-digit password can be easy for thieves to crack, so use a longer code, or log in using fingerprint, face, or voice recognition, Sileo says. Umbrella You might be prepared for that 30 per cent chance of rain, but a bulky umbrella adds unnecessary weight. “Keep an umbrella in your car, or keep one at work and one at home,” Shoshany says. Cheque book Depending on your bank, getting your money back from cheque fraud could take anywhere from a day to four months, Sileo says. He recommends finding an alternative way to pay because cheques are so easy to steal. If you can’t bear to give up cheque writing, keep just a couple of cheques in your bag, not the whole book. Full-size beauty products Don’t weigh down your back by lugging around big bottles of hairspray. Over time, the repetitive strain of that added weight could start pulling your shoulder out, Shoshany says. “Downsize from full sizes to travel sizes to lighten the load,” he says. Work badges Giving a stranger access to your workplace could cause major problems in your job, Sileo says. Have a separate bag for the weekend or take your work ID out when you leave the office. Gift cards Like cash, you won’t get gift cards back if you lose them, so keep them with you only if you plan to use them in the store, Sileo says. If you’re afraid you’ll forget them when you do get around to shopping there, leave gift cards in your car in a disguised container like a breathmint tin, he says. Medicare number “Your medicare number is the critical piece of information a thief needs to carry out identity theft,” Velasquez says. Unless you need a copy for a new employer or are heading to a medical appointment, leave your medicare card at home in a secure place. Passport Because passports are hard to forge, a real one will be accepted more easily than other stolen documents, Velasquez says. Only carry it when absolutely necessary if it’s your primary identifier. Image credits: Getty Images This article originally appeared on <a href="https://www.readersdigest.com.au/healthsmart/tips/12-items-you-shouldnt-carry-in-your-handbag?pages=1" target="_blank" rel="noopener">Reader's Digest</a>.

Beauty & Style

6 household items to complete your space

Forget perfect furnishings and decorations and focus on the household items that are easy to forget. 1. A comfy seat As basic as it sounds, it is definitely a necessity. We all do a lot of sitting at home so make sure you invest in a nice, comfy chair or fold-out sofa that won’t hurt your back. 2. A lamp Power outages can and do happen, so make sure you’re prepared with a torch or solar-powered lamp. You’ll thank yourself during an emergency! 3. A shower curtain Buy a fresh shower curtain and experiment with different colours. You could also match the colour of your shower curtain, towels and floor mat to really bring the room together. 4. A good mattress This one is so obvious, but have you bought the right size? Is it good quality? You spend around a third of your life asleep, so make sure you get a good one. A mattress should be more of an investment than a simple purchase. 5. Kitchen utensils Prepare yourself to cook! Make sure you have a wooden spoon, a spatula and basic cutlery. Invest in a fry pan and some saucepans too. 6. Potted plants Your home is going to feel fresh and healthy with a few indoor plants around. They will help clean the air and add a little style to your room as well. Image credit: Shutterstock

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